This type of insurance covers the compensation of employees and workers of the insured for bodily injury, death, permanent total disability, permanent partial disability and / or temporary disability as a result of accidental accident suffered during the insurance period during:

1.  Practicing his / her work during the official working hours.
2. During his / her assignment on any official work assignment outside his place of work during official working hours.
3.   While traveling / to and from work, provided that he conducts the usual methods.

The insurance coverage may also be extended to include overtime, public holidays and holidays if explicitly stated in the insurance and an additional premium is charged.